College
Credit: Friend or Foe?
Seven Years. That’s the period of time an unlucky
college student can become stuck with an ugly and
costly scar on their credit report that will follow
them into the job market.
Many employers are beginning to check your credit
history even before an interview is scheduled. A good
credit history shows that this individual is most
likely a responsible person, such as a bad credit
history suggests the opposite.
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Disciplined
Spending
You may think credit cards are easy to manage and
that there is no possible way you could be the unlucky
person to become tangled in debt. This is an unrealistic
way of viewing the situation and this attitude toward
credit must be stopped immediately.
This
exact attitude towards credit is one of the most
influential and underlying reasons that the average
American now owes roughly $8,000 dollars to a single
credit card company. Let’s crunch some of
the numbers shall we?
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Reward
Programs
Within the last several years, credit card companies
have tried very hard to keep your business. There
are literally hundreds of different credit cards
to choose from and even more rewards packages that
the card can come equipped with. If you have a decent
credit score, limited debt, and the means to pay
your monthly payments, you should do a little shopping
around for the benefits that will work the best
for you.
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