The Public Savings Black card is unique, and different compared to most student cards, because you're not going to actually get a credit card, but rather a secured credit card. The difference between the two is that as long as you can supply the deposit on the card, you're going to get approved, which makes it great for most students.

A secured card works great for those that are looking to get approved for credit right away. All of your purchases are going to be reported to the credit bureaus, and it will allow your score to improve over time. Like this card, you will only have to supply a few hundred dollars to start off. This is going to act as your deposit, and you can always get it back in the future.

With this card, you're going to get....

No annual fees, you're not going to have to worry about paying a fee each year.

It reports to all of the major bureaues, and you can get lifetime credit limits up to $10,000.