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| Questions
you may have... |
Q.
How do I apply for a card?
A. Since all our cards are college student based, all of the cards
we currently offer links to are on the front page. You may sort through
all of them since each card offers a particular reward, APR rate,
etc.
Q. What information will I need to apply for a card?
A. Depending on the credit card companies website, you will most likely
need your drivers license number, social security number, address,
date of birth.
Q. How long does it take to get approved?
A. Depending on the card company, some applications can be
instant but most of the time, you will have to wait 1-2 weeks to find
out the decision. This decision will usually come through the mail.
Q. Are these application forms secure?
A. Yes, every application is through the credit companies website.
Each website is secured with SSL technology. Only that particular
company will have access to your application.
Q. Can I sign up for more than one credit card?
A. Yes, you may sign up for as many credit cards as you'd like, as
long as their not the same application.
Q.
What is the APR rate?
A. For every card you apply for, look at the chart below the credit
card. Remember that an intro rate is only for a certain amount of
time.
Q.
What is the Annual Fee?
A. The annual fee is listed in the chart below the credit card. Most
student credit cards don't have an annual fee.
Q.
How long will I have to pay off the credit card?
A. Each credit card has a "grace period" These vary depending
on the company. It can be anywhere from 15 days on.
Q.
What rewards does my credit card have?
A. Please read the description of the card when applying for it. Many
cards do have rewards. They vary from gas rewards to cash. Read the
terms and conditions for the card when applying.
Q.
What will my credit card limit be?
A. The credit limit will all depend on your credit history and income.
This will vary depending on the credit card companies policies.
If
you are unfamiliar with particular terms, please reference to our
glossary.
To
get the credit card companies contact information, follow the link
below.
Confused
on which credit card you want? Check out our comparison chart.
::
Credit and Your Consumer Rights ::
The
FTC works for the consumer to prevent fraudulent, deceptive
and unfair business practices in the marketplace and to provide
information to help consumers spot, stop, and avoid them. To
file a complaint or to get free information on consumer issues,
visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357);
TTY: 1-866-653-4261. The FTC enters Internet, telemarketing,
identity theft, and other fraud-related complaints into Consumer
Sentinel, a secure online database available to hundreds of
civil and criminal law enforcement agencies in the U.S. and
abroad. |
|
All Applications
on this site feature SSL Technology.