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>> Discover® Open Road(SM) Card for Students

Discover® Open Road(SM) Card for Students Review



Entering a college is pretty much a watershed moment for most youngsters. Entering a college means loads of responsibility, academic pressure and a lot of freedom. You will need to have a credit card if you are a college student. Rest assured, you will find quite a few offers that have been specifically designed for college students. But not all will be suitable for you as each of those cards cater to a specific set of requirements. If you are a college student and love hitting the roads, the Discover Open Road Card for Students is tailor made for you. It has all it takes to become the perfect card for students- zero annual fees and a zero APR during the introductory period of six months. The APR after the initial introductory period is just more than 16 percent. This is not the lowest APR that you will get in the market. But this surely is among the lowest ones. The zero percent APR feature comes in with a rider- you get to avail this feature only if you meet some criteria like no defaults and regular before time payment of your dues. In addition to all these, the Discover Open Road Card for Students offers a great rewards package.

The card holder gets as much as 5% cash back on all gas purchases and expenses on auto maintenance. So, if you are planning to hit the road all too often, you can definitely use this card to cut down on your fuel and maintenance costs.

The goodies do not stop here. You get a market standard cash back offer on any other purchases that you make through this card. The cash back rate is variable, and the more you spend, the more percentage of the expense you get back. At the rock bottom rates, you will get about 0.25 percent cash back on your general expenses. On the higher side of the spectrum, the cash back rates are one percent.  

This card also comes with other standard set of features like online account management option. The Discover Open Road Card for Students also gives you protection against fraudulent transactions. If your card gets stolen or misplaced and someone else uses it, you get zero dollar liability from such cases. 

So in short, if you are looking at spending about a thousand dollars a year and you have a steady cash inflow that will help you pay the minimum balance at the end of the billing cycle, the Discover Open Road Card for Students is the card you should opt for.

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