Discover® Student Monogram Card Review

The Monogram card issued by Discover® is very similar to the card that they already have issued out, the Student Card. This card has many features that this card has. The different with this card is that you’re going to be able to get a personalized card design, where you can engrave your initials on the card itself.

For the rewards program, you’re going to be able to get a 5% cashback bonus in popular categories such as items such as travel, gas, restaurants and more. In addition to this, you will get 1% back on purchases that fall outside of the bonus categories. The best way to find out about these purchases is by checking out your application to know about the rewards that you can take advantage of. Once you spend more than $3,000 in a year, you can receive an additional bonus of .25%.

The rewards will never expire, as long as you stay active within an 18 month period, and you will find that you can earn as many points as you want.

Besides the rewards, you will get other benefits as well such as no liability on unauthorized transactions, you will get discounts on products, as well as more.

For fees, there is no annual fee, and the APR tends to fall in middle, compared to most other student cards on the market today.

For students who will spend more than $3,000 in a year, and plan on paying their card off in time, I would recommend that you look into a card like this, as you will find that you can get some killer bonuses, when you want to get the most out of your card.

Looking at the pros:

• You can get a personalized card design to make your card unique.
• The rewards are great, as well as no annual fee.

Looking at the cons:

• This card is designed for students that have better credit.