Tiding through college life can be difficult what with the enormous amount of expenses lined up. To help you at these times, Citi Bank has come up with the Citi Dividend Platinum Select Card for students. It is one of those credit cards that do not require you to show up with a co- signer while applying. Also, you do not need to have any minimum income to get this card. So, you are no more dependent on your parents to get the Citi Dividend Platinum Select Card for students. All you need to be is a bona fide student of an accredited university. Just fill in the form, and you will get the card at your doorsteps. 

The Citi Dividend Platinum Select Card for students comes with some great offers that are tailor made to help you build up your credit score. The card charges you zero annual percentage rates for all purchases, cash advances as well as balance transfers for the first 6 months. So, you just need to pay back the minimum amount required, and watch your credit record grow. The best point is, even after the initial period is over, you pay just about 14% as the APR, and that is as competitive an APR rate as it can possibly get.

Coming from the stable of Citi credit cards, the Citi Dividend Platinum Select Card for students will offer you best of the reward systems. You can get big discounts for purchases made through this card at most of your favorite stores.  

You are new to the world of plastic money, and it is but quite natural that you will have a lot of queries. This card will offer you a detailed toolkit that will guide you through the labyrinth of credit card expenses and repayment options. Follow these instructions closely, and you will perhaps never have to worry about a bad credit score or a missed payment.  

The Citi Dividend Platinum Select Card for students also offers you all the standard features like identity theft solutions and the lost card service. Additionally, if you loose your card, you are secure from any fraudulent usage of your card. You also get the option of getting a photo card and an online account management system that will let you access and manage your account through the internet. Citi takes your privacy seriously, and your personal details will not be shared with anyone.

So if you have no credit record, try building one with the Citi Platinum Select Card for students. All you need to do is make your payments on time and you will be visited by a financially favorable future. With the Citi Dividend Platinum Select Card at your disposal, you can say goodbye to all your financial worries and concentrate on your academics.