As you enter the college you will appreciate the importance of a credit card. With and increased and varied spending habit, a credit is a tool that you cannot afford to ignore. But the moment you plan to opt for a credit card, you will face a strange situation- the problem of plenty. There are dozens of credit card offers for students, and most of these credit cards are designed to cater to a specific demographic group.

If you have a steady cash flow and are sure of paying off the debt within a month, the Chase +1(SM) Student MasterCard® card is the best fit for you. Like most of the popular student credit cards, this card comes with a whole lot of goodies. For example, the card issuing company will not charge you zero APR rates during the introductory six month period. The zero APR rate however is applicable only for eligible expenses and balance transfers. For cash advances and other such expenses, the standard rates will be applicable. Additionally, there are no annual fees for this credit card. So, you can keep this card as an alternative card and bear no cost for carrying it.

However, the best point about this credit card is the reward system. The Chase +1(SM) Student MasterCard offers you one of the best reward systems and you get one point for every dollar that you spend through this card on eligible purchases. Once you have accumulated enough points, you can redeem those points for a range of benefits like ticketmaster gift cards, music, discounts during spring breaks and more. If you are a Chase +1(SM) Student MasterCard holder, you are eligible for additional points at Facebook.com/plus1.
 
Apart from the above mentioned list of goodies, the Chase +1(SM) Student MasterCard offers you a range of other features like purchase protection, cash replacement, warranty for an extended period and protection against fraud.

So, if you have a secured cash flow and can pay off your balance within the no charge period, this is one card you should not miss. Given the kind of reward that the Chase +1(SM) Student MasterCard® offers, you can extract the maximum from each dollar that you spend.