A popular question that comes among college student is “What banks offer college students credit cards?” Today, I’m going to highlight four major banks that offer student credit cards and how each bank differs when it comes down to catering to college students. Let’s take a glance at what banks are out there and by the time you read the quick notes on each bank, you can make a better decision on what bank you want to get your card with.
Citi Bank offers a lot more than just credit cards. From student loans for any type of student to checking accounts, if you want to start your finances all in one place, I would highly recommend checking out Citi(r) Bank. Depending on where you live, you might be able to find a branch that you can walk into. Currently, Citi(r) Bank only has locations in certain states but you can find a Citi(r) Bank ATM machine in any 7-11, which makes it convenient if you need to withdrawal cash or make a deposit.
Capital One(r) has a limited amount of credit cards to offer to students but the thing I like about these cards is that most students have a pretty good approval rate when applying for one. These cards are especially good if you have a very limited history. What makes a Capital One(r) card unique is that you’re able to customize your card with your own art. If that sounds like something you’re interested in, be sure to check out their cards.
Chase Bank reminds me a lot of Citi(r) Bank, where you can sign up for a lot of things under one roof. From opening up a checking account to applying for a loan, Chase Bank has just about anything and everything any other bank would have. Besides that, they also offer a nice student credit card with rewards. Their credit card selection is limited but the cards they do have are competitive with the industry.
With so many banks out there, there are only so many major banks that offer credit cards to students. My word of advice is that if you sign up for a credit card, be sure to do your research and see if the card actually gives you rewards for your spending. As long as you’re responsible with your credit cards, you really can take advantage of all the benefits they give you!