August 2008


posted by FindCollegeCards.com

Are you looking for a college that will give you the most for your money in the long run?  Certain colleges are known for their high salaries after graduating, the best paying jobs, and the best learning experience.  Take a look at the top getting rich the fastest colleges:

#1.) Dartmouth College - This college is number for getting rich the quickest.  Experts say that if you attend -
0-5 years the median salary is $58,000.
10-20 years the median salary is $134,00.
While the top earners are receiving an average of $321,000!

#2.) Princeton University – Experts say that if you attend -
0-5 years the median salary is $66,500.
10-20 years the median salary is $131,000.
While the top earners are receiving an average of $261,000!

#3.) Standford University – Experts say that if you attend -
0-5 years the median salary is $70,400.
10-20 years the median salary is $129,000.
While the top earners are receiving an average of $257,000!

#4.) Yale University/Massachusetts Institute of Technology – Experts say that if you attend -
0-5 years the median salary is $59,100/$72,000.
10-20 years the median salary is $126,000
While the top earners are receiving an average of $326,000!

#6.) Harvard University – Experts say that if you attend -
0-5 years the median salary is $63,400.
10-20 years the median salary is $124,000.
While the top earners are receiving an average of $288,000!

#7.) University of Pennsylvania – Experts say if you attend -
0-5 years the median salary is $60,900
10-20 years the median salary is $120,000.
While the top earners are receiving an average of $282,000!

#8.) University of Notre Dame – Experts say that if you attend -
0-5 years the median salary is $56,300.
10-20 years the median salary is $116,000.
While the top earners are receiving an average of $235,000!

#9.) Polytechnic University of New York, Brooklyn/Worcester Polytechnic Institute- Experts say that if you attend -
0-5 years the median salary is $62,400/$61,000.
10-20 years the median salary is $114,000.
While the top earners are receiving an average of $190,000/$180,000!

These colleges are known for the highest salary after graduating.  If you dream of getting rich in your future and are interested in the studies that these colleges have to offer, go for it!  Study hard, hope to get accepted and become one of these statistics!

posted by FindCollegeCards.com

Are you considering college in your near future?  With the prices of tuition going up you may be debating whether you should go or not.  The answer is yes, we all know it is very hard to find a job without a college degree.  Statistics show that 88% of college graduates with a bachelors degree earn more money that high school graduates without a career.  College takes a few years but can change your life for the better by so much!  With all the programs and degrees out there it can be overwhelming to just pick one.  Here’s some advice, stick to what you love, what you will be happy with years down the road, and a career that will support you financially.  There have been a few careers that have been proven to give back the best return, check and see if it’s a career you’ve been studying or one that you’re interest in:

  1. Master of Business Administration – This career is the top choice for the best return.  Business school graduates get an average of 35 percent increase from their pre-MBA salary. Entry-level MBAs can expect a paycheck 71 percent higher than they would have received with a bachelor’s degree. Still think college is too expensive?  I think that just paid your whole tuition.
  2. Bachelor of Science in Engineering – Looking for a degree that will make it easy to pay off those student loans?  Or a career that pays an outstanding wage? According to the U.S. Bureau of Labor Statistics, starting salaries for engineers are among the highest for all college graduates.  Overall, engineers in the various specialties earn median salaries ranging from $65,000 to $100,000.  Definitely something to consider!
  3. Bachelor of Science in Nursing – There will always be a demand when it comes to nurses.  We will all need health care attention at some point in our life, creating many jobs for the medical staff.  There are many benefits to the BSN degree - high salaries, great benefits, capability to pay of student loans and a financially stable future.
  4. Associate Degree in Paralegal Studies -  Taking a two year route for an associate degree in Paralegal Studies is the most common when it comes to the paralegal career. An experienced paralegal makes an average salary of $65,368. When you’re making an average of $65,368 what is the $26,400 that it took to get there?  Yes, to just throw out $26,400 is a lot for school, but in the end with the salary you’ll be making you’ll be able to pay for it a couple times!
  5. Associate of Applied Science in Information Technology – This is also another great choice for your career down the road.  An IT specialist makes an average salary of $62,521 while managers average $83,350.  With just two years of schooling who wouldn’t consider this path if it is something they love?

It is best to have a college degree today.  When you’re questioning yourself what you want to do for the rest of your life, consider a job you love, something that will support you financially, and something that you’ll be happy with years from now.  There are many different professions, choose wisely!

posted by FindCollegeCards.com

As a college student or eighteen year old, building credit for the first time can be confusing because like doing anything for the first time, you have no idea what to do!  The best thing is to usually get advice or find it online (like you’re doing right now).  Building credit for the first time isn’t that hard at all.  Actually, it’s pretty simple if you follow these simple tips.

Open up a credit card- The first thing that comes to mind when thinking about building credit is opening up a credit card.  Since, this is the easiest route, this is what you should do as a student.  A college student generally has an advantage of an eighteen year old not attending college because the credit card companies views a college student as a more responsible card carrier than one without motivation to go to college.  I recommend you look at a student credit card when you apply for your first card.

Use your card once in a while – Even if you don’t want to use your credit card, make a few purchases a month just to show the companies that you’re responsible in paying it off.  Even if the purchases are a few dollars, it all adds up in the long haul and it’s a lot better than having no activity at all.  Make sure that you keep your card in your wallet or purse and use it at least twice a month.  Try and keep the spending small, so that you don’t go over your budget and find you can’t pay your bill at the end of the month.

Pay in full each month – If you pay your bill off in full at the end of each month, you’re going to be able to avoid the interest rates.  This is why it’s important to pay your bill off at the end of each month every month.  If you get into the habit of not paying your bill off in full, you’ll soon find your bill getting bigger and bigger each month and this will soon lead you down that awful road of debt.

Build credit in alternate ways – A credit card isn’t the only way you can build credit.  Instead of focusing on a credit card, try and apply for a cell phone or department store card in your own name.  A car loan as well can help.  Anything that reports to the credit bureau will help your credit score in the long.  Don’t open accounts just for the sake of building credit because one or two accounts will suffice.

Building credit takes a while and it doesn’t happen overnight.  As long as you open up one account that reports to the bureaus and you treat that account responsibly, you shouldn’t have a problem building credit the right way.  Use your card wisely and it will pay off in the long run.

posted by FindCollegeCards.com

Going away to college can be very overwhelming at first.  You are probably wondering what your roommate will be like, if you’re going to like it there, what you need for school and everything else under the sun.  When going away to college there are a few items you will need for your college dorm room.  To make it easier and less confusing there is a list below of things you may want to consider:

Microwave – You will want to purchase a microwave for your dorm room since most colleges don’t supply them.  Something small, inexpensive, and something simple will do just the trick.

Music – Something that plays music is a must.  Whether you have an Ipod, a computer that plays music, or a stereo it will work.  Music is just something nice to have when studying, cleaning, or just as background noise.

Bedding – You will want to make your bed as comfortable and as close to home as you can.  Be sure to get a nice pillow, sheets, and comforter.  A good nights sleep is very important when in college.

Small Refrigerator – Since a dorm room is rather small it is a good idea to get a smaller sized refrigerator.  Just something small and simple will work.  Think of how much stuff you will want to keep in there and plan around that for the size. 

Computer – Every college student should have some type of computer whether it’s a laptop or desktop.  They are very important for note taking, writing papers, and the Internet.  Having your own computer makes things a lot easier when it comes to doing homework.  You will not have to worry about going down the busy library, and the library hours.  When you have your own computer you can save any documents you want and use it whenever you want.  These are very highly recommended for college.

All these items may seem so overwhelming but they really aren’t.  Be sure to give yourself enough time to plan and get things ready.  College is a great way to learn responsibility and can be very fun and an easy way to make friends.  Have fun!

posted by FindCollegeCards.com

Know someone who is just starting their first year of college?  Giving a gift to a college student is a great way to show your college student that you care and are thinking of them.  There are many gift ideas that will be very beneficial to college graduates.  Want to get them something but don’t want to pay over your head?  There are the a few things to consider that are under $50.00 Looking for some ideas?  Check out the ideas below:

Money – Money is always an option for every holiday or event.  Money is great for college students because often they’re just getting by.  With the prices of books, tuition, grocery money and every thing else under the sun that is easy to understand.  It doesn’t have to be a large amount anything would help them out!

Gift Certificates – These are great because this lets them pick the gift out and saves you the hassle of wondering if they’ll like it or not.  A gift certificate is great for places like Best Buy because every student should have a desktop computer or laptop.  College students will appreciate any help, that is why gift certificates to places like Best buy, local grocery stores, gas cards, are a great gift.

College Apparel – This is a great gift for college students.  The clothes can be very inexpensive especially if you shop at a Steve and Barrys.  This is also a fun gift for students when they go to college games, they can support their teams.

Campus gift cards – These gift cards are great for everything.  This allows college students to shop for books they need for classes, and everything they carry in the campus book store.  Often they have college apparel, back packs, school supplies, and really anything you can think of. 

Electronic gifts – Students love the new technology that comes out.  There are many gift ideas like CDs, DVDs, games, accessories for their Ipods, computers, anything.  It is important that students still have fun when away to school.  They need some type of entertainment so they don’t get home sick.  There are many ideas for college students, find out what they like and follow that idea.

There are many different gift ideas for when your college student starts their first year.  Whether they are a relative a long way down the line or they are your son or daughter there is always a great gift.  Be creative, have fun and watch your college student smile!

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