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Featured Articles |
What
Determines your Limit?
The purpose of a credit card is to allow a company
to “credit” you a loan for a certain period
of time. Along with this credit card comes the “credit
limit” How is the credit limit determined? Follow
us through this article as we explain.
Read
more >>
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Credit
Card Hype
No matter where you go today, it seems as if people
are trying to get you to sign up for a credit card.
When you turn on the television, there are countless
advertisements promising this or that, telling you
why their credit card is better than all the others.
When
you turn on the Internet it's the same story. The
nice thing about the Internet, though, is the fact
that you can read all the fine print that the credit
card companies so conveniently rush through in the
commercials on the television.
Read
more >>
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Credit Report Scores |
Below
is a chart of credit report scores. Credit report
scores are important when it comes to applying
for a credit card. To find out what your credit
report score is, please click on the link below.
Great
Credit |
750-850 |
Good
Credit |
660-749
|
Fair
Credit |
620-659 |
Poor
Credit |
350-619 |
No
Credit |
0 |
Get
your credit report for FREE
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Questions You May Have |
Do
I Need Credit?
Absolutely not! Everyone has to start somewhere
when it comes to applying for a credit card. This
is why this website was invented. We piled up
every credit card most students are eligible for.
Remember
that most students are just like you, they have
no credit and they want to establish it. It never
hurts to apply for more than one card either.
If you get denied, don't worry, even people with
fantastic credit get rejected once in awhile!
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How
Can I Establish Credit?
Establishing credit is usually easier than you
think. First, we are assuming that you're a fresh
college student looking for your first credit
card. This is a great step to establishing credit.
Once
you finally find that card you want and you get
approved. Make sure you don't rack up too much
money too quick. Sometimes students get over their
head and they're not able to pay it. You will
want to keep a low balance and you will want to
make your minimum payments each month, there's
no exceptions to this. If you miss one payment,
it can kill your FICO score!
Student
Terms Glossary |
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>>
College Student Credit Cards |
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Welcome
to FindCollegeCards.com! You are looking at your doorway to discovering
all the facts you need to know about the misleading and complex world
of college student credit cards! FindCollegeCards.com
has the sole purpose of providing you with the top college credit
cards and information on their rates, fees, and other things you NEED
TO KNOW while comparing them. We have a user friendly database of
reviews and articles that will help you make the right decision for
YOU along the way of establishing helpful, useful, and good credit.
|
- No
Minimum Income Required.
- Get
ThankYou points for getting good grades, paying your
bill on time, and purchases at the bookstore, restaurant,
and more.
- Receive
amazing rewards such as gift cards, VIP passes to mtvU's
spring break, and get 10% on many things at mtvU's store.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
6
months |
12.99% |
$0 |
|
|
- No
Annual Fee.
- No
Co-signer needed!
- Recieve a $25 statement credit after qualifying purchases**
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
N/A |
N/A |
varies |
$0 |
|
|
- No
Annual Fee.
- $0
Fraud Liability Guarantee
- Up
to 20% Cashback Bonus(R) when you shop online.*
- Easy
Online Account Management Tools.
- 0%
Interest* on purchases for 6 months.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
6
months |
16.99% |
$0 |
|
|
- No
Annual Fee.
- Earn 1.5% on net retail purchases.
- 0% for first 12 billing cycles.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
see terms |
16.99% |
$0 |
|
|
- No
Annual Fee.
- 0%
APR on purchases, cash advances and balance transfers
for 6 months¹
- Receive
5% cash back on eligible purchases and recieve 1% cash
back on eligible cash advances.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
6
months |
12.99% |
$0 |
|
|
- No
Annual Fee or balance transfer fee.
- $0
Fraud liability if your card gets lost or stolen.
- Customize
your card designs.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
see terms |
17.80% |
$0 |
|
|
- No
Annual Fee.
- 3%
rebate on purchases at supermarkets, drugstores, and
gas stations.
- At
.01 a mile, you will earn $100 in rebates for driving
10,000 miles.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
6
months |
14.99% |
$0 |
|
|
- No
Annual Fee.
- Up
to 20% Cashback Bonus(R) when you shop online.*
- Unlimited
cash rewards, automatically.
- Easy
Online Account Management Tools.
- 0%
Interest* on purchases for 6 months.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
6
months |
16.99% |
$0 |
|
|
- No
Annual Fee.
- 0%
APR on purchases, cash advances and balance transfers
for 6 months¹
- Receive
big discounts at some of your favorite stores. It's
only for students and only when you use your Citi Card.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
6
months |
10.99% |
$0 |
|
|
- No
Annual Fee.
- Earn Karma Points at Facebook.com
- Earn 15 points just by getting approved.
- Get a limited t-shirt with 10 points.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
6
months |
15.24% |
$0 |
|
|
- No
Annual Fee.
- 5%
Cashback Bonus on gas and everyday auto maintence purchases.
- Unlimited
cash rewards that never expire.
- Easy
Online Account Management Tools.
- 0%
Intro APR* on purchases for 6 months.
|
Intro
Rate |
Intro
Period |
Regular
APR |
Annual
Fee |
0% |
6
months |
16.99% |
$0 |
|
|